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 Cypress Information
Welcome > Local Info > Cypress  Information ...

Information about the Cypress Area 

General Info
Cypress is an unincorporated area of Harris County, Texas located completely inside the extraterritorial jurisdiction of the City of Houston. The Cypress area is located along U.S. Highway 290, twenty miles northwest of Houston.
Cy-Fair Chamber of Commerce Website 

Historical Info
The area around which Cypress sits now was populated by Atakapan Indian tribes, but they soon disappeared after the appearance of German settlers in the 1840s; their heritage is most notably reflected in the names of some of the major thoroughfares of the area, such as Huffmeister and Telge Roads. General Sam Houston and his Texas Army visited the area on March 22, 1836 on the way to Harrisburg, which is now known as Houston, just days before the Battle of San Jacinto. The area was mostly rural until the 1980s, when developers began to develop the area as an alternative suburb to Katy. 

Education
Cypress is served by Cypress-Fairbanks Independent School District, the third largest school district in the State of Texas and one of the fastest growing in the United States. The area served by CFISD has an estimated population of nearly 700,000 as of 2005. Cypress-Fairbanks ISD high school students attend Cy-Fair High School, Jersey Village High School, Cypress Creek High School, Cypress Falls High School, Cypress Woods High School, Cypress Springs High School, Langham Creek High School, or Cypress Ridge High School. Two more high schools are currently being constructed, to open in 2008. They are Cypress Ranch High School and Cypress Lakes High School.
Cypress is home of Cy-Fair College of the North Harris Montgomery Community College District.
Cypress-Fairbanks ISD Website 

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Real Estate Tips
First Time Buyers >The Down Payment

Perhaps no single decision in a real estate purchase has more variables than "How much money do I put down?" Conventional wisdom centers around either putting down as much as you can or as little as the lender allows.

If you put down a large payment, you get some leverage with the lender, such as little or no mortgage insurance, a good equity position, and perhaps a preferred mortgage deal. You will also have lower mortgage payments. One potential disadvantage of a large down payment is that you will be using after-tax dollars on which you could be earning interest. You will also have less tax-deductible interest.

When you buy a home with a low down payment, you will have more tax deductible interest, and your investment value percentage will increase faster. You will have little equity at the outset, and your monthly mortgage payments (and perhaps your interest) will be higher. However, you will also keep more of your own money in hand to potentially earn more interest in other investments.

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Real Estate Trivia
Q 
What kind of home construction is considered to be the safest in seismic areas?

A 
Straw-bale homes in seismic zones have proven resilient enough to withstand the shock of earthquakes.
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Kyle Roesler, REALTOR®, real estate agent and broker for Katy, Fort Bend County, Cypress and Sugarland Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Kyle Roesler
RE/MAX Cinco Ranch

916 S. Mason
Katy, TX 77450
Office: 281-994-5127
Cell: 281-732-3254
Email: KyleRoesler@remax.net
Web: KyleRemax@yahoo.com

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